Homebuyer Education
Resources
This list of handouts, websites and other tools is provided to assist you along your homeownership journey, whether you are e a first-time homebuyer or have owned your home for years.
Part 1
Orientation
- Are You Ready To Buy A Home
- Financial Institution Checklist
- Buy Fix & Keep
- Neighborhood Lending Flyer 2019
- Rent vs. Buy calculator
- Glossary of Terms – HBE Class
- DTI Examples
- List and Set Financial Goals
- Make and Action Plan for your C’s of Credit
- Pros and Cons of Owning a Home
- SMART Goals
- Steps in the Homebuying Process
- Your Homeownership Team Members
Part 2
Budget & Credit
- Credit Score Ratings Chart
- Case Study – Jessica
- Debt Worksheet
- Goal Setting Worksheet
- Freddie Mac Sample Monthly Budget
- Free Annual Credit Report www.annualcreditreport.com or call 877-322-8228
- Spending Plan Worksheet
- Understanding Credit Class Activity
- 52 Week Savings Challenge
- Review Report and Checklist
- What is a Credit Score
- Assess Your Money Habits and Attitudes
- Compare Savings Account
- Credit Crunch
- Identifying Spending Leaks
- Monthly Income and Expenses
- Nontraditional Credit Worksheet
- Sample Credit Report
- Sample Dispute Letter
Part 3
Shopping for a Home
- Buying A Condo
- Debt to Income Ratio Calculator
- Freddie Mac How Much can I Afford calculator
- Loan Comparison Worksheet
- Lender Contact Log
- Mortgage Comparison
- Real Estate Questionnaire
- Shopping for a Home Checklist
- Shop Compare Negotiate
- Sample Real Estate Purchase Contract
- Top 10 Reasons to Use a Realtor when Buying a House
- Your Dream House Wish List
- Homebuyer’s Wishlist
- How to look at houses
- Prospective Agent’s Profiles
