Purchase Assistance Grants

Neighborhood Lending Services (NLS) Down Payment Assistance

When you receive a home loan from Neighborhood Lending Services, you may also qualify for down payment assistance. Funding may be available for households earning up to 120% of the area median income.


CHA Purchase Assistance

The Chicago Housing Authority’s (CHA) Down Payment Assistance (DPA) Program offers up to $20,000 in purchase assistance to first-time homebuyers who are either CHA public housing residents or Housing Choice Voucher holders and meet the program eligibility requirements. For non-CHA participants, this program offers up to $10,000 in down payment assistance for eligible applicants. This program may be for you if you are looking for a home in the city of Chicago as the CHA down payment assistance funds may be used for a down payment, Private Mortgage Interest (PMI) premium, principal reduction, and closing costs. Attend the required CHA DPA program orientation to get more information about program requirements and how to apply.


TIF Purchase Rehab Grant

The Tax Increment Finance Purchase Rehab (TIFPR) program is a City of Chicago initiative which uses Tax Increment Finance (TIF) funding to provide forgivable loans to homebuyers to purchase and rehab vacant 1–4-unit residential properties within six designated TIF districts. The TIFPR “grant” can be used to fund up to 25 percent of the total project cost, which includes the purchase price plus the rehab cost and closing costs. (Income eligibility restrictions apply).


MMRP Purchase Assistance Grant

We are no longer accepting applications.
The Micro Market Recovery Program (MMRP) is an initiative of the City of Chicago’s Department of Housing (DOH) that assists in rebuilding neighborhoods. The MMRP Purchase Assistance Grant provides up to $30,000 in down payment assistance for the purchase of a home in one of the city’s designated MMRP Areas.

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