Targeted Home Improvement Grant

City of Chicago

2020 Program Overview

The Targeted Home Improvement grant covers exterior home repairs. To qualify for the grant, your property must be located in one of the City of Chicago’s 10 MMRP Target Areas or the Woodlawn or North Lawndale Community Areas. You must be an “owner-occupant” of a residential property (1 to 4 dwelling units) in one of these targeted geographies, which means that the property you own is also your principal residence. “Mixed-use” (residential & commercial) properties are ineligible. Please read below for more detailed eligibility requirements.

General Eligibility Requirements

Eligible homeowners must:

Own and occupy the home for at least one year before applying.
Live in a single family up to 4-unit home.
Meet household income requirements. See Income Eligibility below.
Live in one of the City of Chicago’s 10 MMRP Target Areas or the Woodlawn or North Lawndale Community Areas. Confirm by your address to see if you live in a targeted area.
Not have received a Targeted Home Improvement Grant, Target Block Grant, MMRP Targeted Areas Grant, or a 606/Bloomingdale Trail Grant in the past 5 years
Not owe the City of Chicago any delinquent debt (i.e. parking tickets, water debt, administrative hearing, etc.)

Eligible Repairs

Targeted Home Improvement funds are primarily available for exterior home improvements. However, up to one-third of the total granted funds may be used for immediate health and safety-related repairs. Examples of eligible repairs include:

Roof repair or replacement
Front and rear porch repair or replacement
Window and door repair or replacement
Concrete patios and walkways
Faulty wiring, non-functioning furnaces or boilers, leaking plumbing, etc.
Tuckpointing and masonry repair

Income Eligibility

Targeted Home Improvement grants are available to low and moderate-income households earning up to 80% of Area Median Income for the Chicago Metropolitan Area as determined by the U.S. Department of Housing and Urban Development. Please see table below to see if you meet the income eligibility requirements. Household size and income will be verified by using tax returns and other financial documents during the application process. Additionally, for 2-4 unit properties, NHS will need to verify household income for each tenant occupied rental unit. Please refer to the list of required documents you will need to complete the application process. If you are not sure about your income eligibility, please call NHS at 773-329-4111.

Check your address

City of Chicago Area Median Income Chart:

Household Size	50% Area Median Income	80% Area Median Income	100% Area Median Income	120% Area Median Income	140% Area Median Income
1 person	$31,200	$49,950	$62,400	$74,880	$87,360
2 person	$35,650	$57,050	$71,300	$85,560	$99,820
3 person	$40,100	$64,200	$80,200	$96,240	$112,280
4 person	$44,550	$71,300	$89,100	$106,920	$124,740
5 person	$48,150	$77,050	$96,300	$115,560	$134,820
6 person	$51,700	$82,750	$103,400	$124,080	$144,760
7 person	$55,250	$88,450	$110,500	$132,600	$154,700
8 person	$58,850	$94,150	$117,700	$141,240	$164,780
9 person	$62,400	$99,850	$124,800	$149,760	$174,720
10 person	$65,950	$105,550	$131,900	$158,280	$184,660

HUD will update City of Chicago AMI numbers in April or May 2020