2022 Program Overview
The Targeted Home Improvement grant covers exterior home repairs. To qualify, your property must be in one of the City of Chicago’s 10 MMRP Target Areas or the Woodlawn or North Lawndale Community Areas. You must be an “owner-occupant” of a residential property (1 to 4 dwelling units) in one of these targeted geographies. “Mixed-use” (residential & commercial) properties are ineligible. Please read below for more detailed eligibility requirements.
General Eligibility Requirements
Eligible homeowners must:
- Own and occupy the home for at least one year from applying.
- Live in a 1-4-unit property.
- Meet household income requirements. See Income Eligibility below.
- Live in one of the City of Chicago’s 10 eligible MMRP Target Areas or the Woodlawn or North Lawndale Community Areas.
- Not have received a Targeted Home Improvement Grant, Target Block Grant, MMRP Targeted Areas Grant, or a 606/Bloomingdale Trail Grant in the past 5 years
- Not owe the City of Chicago any delinquent debt (i.e., parking tickets, water debt, administrative hearing, etc.)
Eligible Repairs
Targeted Home Improvement funds are primarily available for exterior home improvements. However, up to one-third of the total granted funds may be used for immediate health and safety-related repairs. Examples of eligible repairs include:
- Roof repair or replacement
- Front and rear porch repair or replacement
- Window and door repair or replacement
- Concrete patios and walkways
- Faulty wiring, non-functioning furnaces or boilers, leaking plumbing, etc.
- Tuckpointing and masonry repair
Income Eligibility
Targeted Home Improvement grants are available to low and moderate-income households earning up to 80% of Area Median Income for the Chicago Metropolitan Area as determined by the U.S. Department of Housing and Urban Development. Please see table below to see if you meet the income eligibility requirements. Household size and income will be verified by using tax returns and other financial documents during the application process. Additionally, for 2-4 unit properties, NHS will need to verify household income for each tenant occupied rental unit. Please refer to the list of required documents you will need to complete the application process. If you are not sure about your income eligibility, please call NHS at 773-329-4111.
City of Chicago Area Median Income Chart:
| Household Size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|
| 80% AMI | $58,350 | $66,700 | $75,050 | $83,350 | $90,050 | $96,700 | $103,400 | $110,050 | $116,700 | $123,400 |
|---|
(Area Median Income (AMI) for the Chicago Metropolitan Area effective as of April 18, 2022, per the U.S. Department of Housing and Urban Development.)
| Household Size: | 1 | 2 | 3 |
|---|
| 80% AMI | $58,350 | $66,700 | $75,050 |
|---|
| Household Size: | 4 | 5 | 6 |
|---|
| 80% AMI | $83,350 | $90,050 | $96,700 |
|---|
| Household Size: | 7 | 8 |
|---|
| 80% AMI | $103,400 | $110,050 |
|---|
| Household Size: | 9 | 10 |
|---|
| 80% AMI | $116,700 | $123,400 |
|---|
(Area Median Income (AMI) for the Chicago Metropolitan Area effective as of April 18, 2022, per the U.S. Department of Housing and Urban Development.)