The Next Level

Solar Readiness

This 90-minute workshop will equip you with practical tools and resources to make your home more energy efficient. Learn simple, everyday ways to save energy, lower your utility bills, and invest in upgrades that deliver long-term benefits. We’ll share tips to shrink your carbon footprint, weatherize your home for year-round comfort, and how to get solar ready, so you can start saving money and energy right away!

Beyond the Monthly Payment: Principal, Interest, Taxes, Insurance and Expenses

Being a homeowner comes with ongoing costs that can change over time. Beyond the Monthly Payment: Principal, Interest, Taxes, Insurance and Expenses is an informational workshop designed for existing homeowners who want to better understand their housing costs, prepare for changes in their monthly expenses, and strengthen long-term financial stability.

This interactive session breaks down the key costs homeowners manage beyond the mortgage payment, including principal, interest, property taxes, homeowners insurance, and essential household expenses such as utilities. Participants will learn how each cost can impact their monthly budget and what steps they can take to stay informed, plan ahead, and protect their home from unexpected financial stress.

Homeowners will learn how to:

• Understand how principal and interest work throughout the life of the loan
• Prepare for property tax and insurance changes that may affect escrow
• Review insurance coverage and compare options to help manage costs
• Identify high-cost utility suppliers and explore ways to reduce expenses
• Recognize common financial traps that can impact homeownership stability
• Build practical strategies to support long-term homeownership success

This workshop empowers homeowners with practical tools and information to better manage housing costs, make informed decisions, and safeguard their home from unexpected financial shocks.