Chicago Flats Initiative

Preserving affordable housing options in
Black and Latino communities.

About Chi Flats

The Chicago Flats Initiative is a coalition of community organizations whose goal is to preserve and maintain 2-4 unit housing. These small multi-unit homes are vital to Black and Latino communities, providing wealth-building opportunities and affordable housing.

The initiative is made up of outreach, financing, policy, and direct service organizations that have come together to connect homeowners and renters to available mortgage and rental resources.


Chicago’s housing stock is 2-4 flats


2-4 flats are


2-4 flats are rented by people of color

Source: Institute for Housing Studies at DePaul University

Initiative Details

NHS is offering the following programs through the Chicago Flats Initiative:

  • HUD-certified financial counseling services and Homebuyer Education classes
  • Foreclosure prevention resources to keep homeowners of 2-4 flats in their homes
  • Competitive mortgage loans
  • Home purchase assistance up to $15,000, home improvement loans
  • Health and safety inspections
  • Construction management services

Have questions about the Chicago Flats Initiative?

Our team is standing by ready to help renters, owners, and small-unit landlords.

Your generous support enables us to continue to make tremendous strides in advocating for working families while strengthening and stabilizing neighborhoods.