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MMRP Purchase Assistance Grant


Program Overview

The MMRP Purchase Assistance Grant provides up to $15,000 in down payment assistance for the purchase of a home in one of the City of Chicago’s 11 Micro Market Recovery Program (MMRP) Areas.


General Eligibility Requirements

To qualify for a MMRP Purchase Assistance Grant:

  • You must be a first time homebuyer or not owned a home in the previous three years.
  • You must plan to live in the home you are purchasing.
  • Homes must be single family (up to 4-unit) homes or a condominium.
  • You must have a purchase contract signed by both parties and a pre-approval from a lender
  • The home must be located in one of the City of Chicago’s 11 MMRP Areas – Click here to see if the home you are looking to purchase is located in an MMRP Area.
  • Meet household income requirements. See income eligibility chart below.
  • Attend a HUD certified 8-hour in-person or on-line Home Buyer Workshop.
  • If purchasing a 2-4 unit property, attend a Landlord Training that includes information on the Cook County Landlords Ordinance.
  • You can pair the grant with either a Conventional Loan or FHA financing.


Income Eligibility

MMRP Purchase Assistance Grants are available to low and moderate-income households earning up to 120% of the Area Median Income (AMI) for the Chicago Metropolitan Area as determined by the U.S. Department of Housing and Urban Development towards home purchase using a conventional loan and for households earning up to 115% of AMI for purchase using an FHA loan.

Please see table below to determine if you meet the income eligibility requirement. Household size and income will be verified by using tax returns and other financial documents during the application process. Please refer to the list of required documents you will need to complete the application process.

If you are not sure about your income eligibility, please call NHS Client Services at 773-329-4111 or email

Household Size1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person9 Person10 Person
Area Median Income
Area Median Income

(Area Median Income (AMI) for the Chicago Metropolitan Area effective as of April 18, 2022, per the U.S. Department of Housing and Urban Development.)