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NEIGHBORHOODLIFT  ELIGIBILITY  REQUIREMENTS

All NeighborhoodLIFT down payment assistance funds were reserved at the August 24-25 event and are NOT available at this time. Please check back after October 26 to see if funds have become available. NHS of Chicago can still help you work toward homeownership.

NOTE: Completing the following steps will help prepare you for homeownership but does not guarantee access to any funds that may become available.

Not mortgage ready? Sign up for classes offered by NHS of Chicago that can get you mortgage ready.


1.  Get pre-approved for a mortgage by an approved participating lender.

2.  Find a house you want to buy and get a signed purchase and sale agreement to purchase that house. You must be in contract and have a signed purchase and sale agreement in hand to apply for NeighborhoodLIFT funds.

3.  Register for a homebuyer education class with one of the approved providers. Successful completion of the eight-hour HBE course is required prior to closing.

4.  Explore other homebuyer programs in your area.

If you have additional questions, please visit our FAQ page..