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606 Bloomingdale Trail NIP Grant

Program Overview

The 606 Bloomingdale Trail Neighborhood Improvement Program grant seeks to help longtime homeowners improve their homes and stay in their neighborhoods as property values continue to rise significantly around the 606 Bloomingdale Trail. The 606 Bloomingdale Trail NIP grant covers exterior home repairs. To qualify for the grant, your property must be located in the area roughly bounded by Dickens Avenue on the north, Le Moyne Street on the south, Rockwell Street on the east, and Harding Avenue on the west. You must be an “owner-occupant” of a residential property (1-4 units) in the program area, identified by the City of Chicago and NHS of Chicago, which means that the property you own is also your primary residence. “Mixed-use” (residential and commercial) and investment properties are ineligible. Please read below for more detailed eligibility requirements.


 

General Eligibility Requirements

Eligible applicants must:

  • Have owned and lived in the home for at least three years prior to applying for the grant.
  • Live in a single family up to 4-unit home.
  • Meet household income (i.e. income from all members of your household) requirements. See Income Eligibility below.
  • Live in a home located in the 606 Bloomingdale Trail grant target area bounded by Dickens Avenue on the north, Le Moyne Street on the south, Rockwell Street on the east, and Harding Avenue on the west. Please input your address in the eligibility tool to confirm you live in the 606 Bloomingdale Trail target area.
  • Must not have any unpaid City of Chicago parking tickets or other City debt (e.g. water bills)
  • Own and live in a property that has not received a home improvement grant or subsidy under the City’s Neighborhood Lending Program (e.g. City of Chicago Target Block or MMRP Target Areas) in the past five years

 

Eligible Repairs

606 Bloomingdale Trail NIP funds are primarily available for exterior home improvements. However, up to 30% of the total granted funds may be used for critical health and safety-related repairs. Examples of eligible repairs include:

  • Roof repair or replacement
  • Front and rear porch repair or replacement
  • Window and door repair or replacement
  • Concrete patios and walkways
  • Faulty wiring, non-functioning furnaces or boilers, leaking plumbing, etc.
  • Tuckpointing (to finish the mortar joints between bricks or stones with a narrow ridge of putty or fine lime mortar) and masonry repair

 

Income Eligibility

606 Bloomingdale Trail grants are available to low-to-moderate income households earning up to 120% of Area Median Income (AMI) for the Chicago Metropolitan Area as determined by the U.S. Department of Housing and Urban Development. Household size and income will be verified using tax returns and other financial documents during the application process.


City of Chicago Area Median Income Chart:

1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50% Area Median Income
$29,650 $33,850$38,100$42,300$45,700$49,100$52,500$55,850
80% Area Median Income
$47,400$54,200$60,950$67,700$73,150$78,550$83,950$89,400
100% Area Median Income
$59,300$67,700$76,200$84,600$91,400$98,200$105,000$111,700
120% Area Median Income
$71,160$81,240$91,440$101,520$109,680$117,840$126,000$134,040